Posts from April 3rd, 2023
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Ruhl Mortgage Tip on FHA Loans
When you think of an FHA loan, you may think that the homes are harder to pass an inspection. While that can be true at times, because some houses aren't FHA qualified, it's not always the case. The property must pass an inspection to ensure the home meets the minimum standards to protect the health and safety of the occupants and is structurally sound. This decreases the chance of new homeowners needing to conduct significant repairs or renovations. When an FHA appraiser goes through, they are looking for safety related items. Most people tend to think they will focus on the small and unimportant items, but a small percentage of appraisals will have any repairs listed. Take a look at the following items that are usually not addressed on an appraisal:
- Missing handrails that do not pose a threat to safety
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Buying Your First Home In 2023?
Ready to buy your first home in 2023? Ruhl&Ruhl Realtors specializes in helping first-time home buyers like you find their dream property. Before you start searching for homes online, it's important to take the first step to house shopping: Getting pre-approved for a mortgage. According to our in-house lender service, Ruhl Mortgage, pre-approval is good for about 30-90 days. When you're ready, contact us and we'll set you up with a licensed loan officer we know and trust. They can help you decide which loan best suits your needs, along with determining the loan amount and purchase price you can afford, and what your monthly payments will be.
Once you've got your pre-approval letter in hand, it's time to start the search! Before you hop into the home search, we like to advise clients to create a "Needs" list and...
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3 Things Sellers Need to Know This Spring
Much has changed over the past year, and you might be wondering what's in store for the spring housing market. If you're planning to sell your house this season, here's what real estate experts are saying you should keep in mind.
Houses That Are Priced Right Are Still Selling
Houses that are updated and priced at their current market value are still selling. Jeff Tucker, Senior Economist at Zillow, says:
". . . sellers who price and market their home competitively shouldn't have a problem finding a buyer."
The need to price your house right is highly important today because the market has changed so much over the past year. Danielle Hale, Chief Economist at realtor.com, explains:
"With a smaller pool of buyers today and more competition from other homes on the market, home sellers will...
