1862 Mortgage Offers Home Affordable Refinance Program

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February
29

1862 Mortgage Offers Home Affordable Refinance Program

February 29th, 2012 by Ruhl Marketing Team

A new financing package is being offered to help homeowners who have been unable to get traditional refinancing because the value of their home has declined. The new Home Affordable Refinance Program (HARP) assists homeowners who have a higher loan balance than the current value of their home, yet allows refinancing into lower mortgage interest rates. "This is a great opportunity for homeowners who have not been able to refinance and take advantage of current low rates," said Jane Schneider, President of 1862 Mortgage, a participating lender. "I encourage those individuals to see if they qualify for this great new product." The loan must be owned or guaranteed by FreddieMac or FannieMae and the homeowner must have a good credit history. At this time, the new mortgage balance may not exceed 125% of the home's current value. To see if you qualify, contact Jane Schneider at 1862 Mortgage or any 1862 Mortgage Loan Officer for more information at 866.441.1862 or Info@1862Mortgage.com. 1862 Mortgage has partnered with Ruhl&Ruhl REALTORS to offer a convenient one-stop experience for both home buying and home financing needs nationwide. 1862 Mortgage is a DBA (Doing Business As) of Shelter Mortgage, an operating subsidiary of Guaranty Bank. As part of a strong and stable bank, 1862 Mortgage offers the promise of longevity and security along with a commitment to service excellence. A family-owned company since 1862, Ruhl&Ruhl REALTORS annually sells nearly 3,800 homes in eastern Iowa, western Illinois and southwestern Wisconsin and is the largest privately-owned real estate company in Iowa. Headquartered in Davenport, Iowa, the company has 280 sales associates and 50 employees based in 11 sales. In addition to residential sales, Ruhl&Ruhl REALTORS offers services in relocation, new home sales, farm and land sales, senior services, real estate investment, mortgage services through 1862 Mortgage and insurance services through the Nelson Brothers Agency. For more information on Ruhl&Ruhl REALTORS, visit their website at www.RuhlHomes.com.

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